Terms of Service

Effective Date: January 1, 2020

Welcome to annmariewaltsofficial.com (“Website”), owned and operated by Ann Marie Walts Marketing (“Company,” “we,” “our,” or “us”). By accessing or using this Website, you agree to comply with these Terms of Service (“Terms”). If you do not agree, please do not use this Website.


1. Operator Information

Ann Marie Walts Marketing
2301 Westfield Street
West Springfield, MA 01089
Phone: 413-300-2076
Email: info@annmariewaltsmarketingagency.com


2. Use of Website

  • You agree to use the Website only for lawful purposes.
  • You may not use the Website in a way that could damage, disable, or impair its functionality.
  • You agree not to attempt to gain unauthorized access to any portion of the Website, other systems, or networks connected to the Website.

3. Intellectual Property

  • All content, including text, images, logos, graphics, and designs, is the property of Ann Marie Walts Marketing unless otherwise noted.
  • You may not copy, reproduce, distribute, or create derivative works without prior written permission.

4. Products & Services

  • Any products, digital services, or consultations offered through the Website are subject to availability and may be modified or discontinued at any time.
  • Pricing and descriptions are subject to change without notice.

5. Payments & Refunds

  • Payments made for services or products through this Website are final unless otherwise stated in writing.
  • Refund policies will be clearly communicated for specific services where applicable.

The Website may include links to third-party sites. We are not responsible for the content, accuracy, or practices of those external sites.


7. Disclaimers

  • The Website and its content are provided “as is” without warranties of any kind.
  • We do not guarantee that the Website will be error-free, secure, or available at all times.
  • Any business, financial, or personal results from applying our advice or services are not guaranteed.

8. Limitation of Liability

To the maximum extent permitted by law, Ann Marie Walts Marketing is not liable for any damages resulting from your use of the Website, including but not limited to direct, indirect, incidental, or consequential damages.


9. Indemnification

You agree to indemnify and hold harmless Ann Marie Walts Marketing, its employees, contractors, and affiliates, from any claims, damages, or expenses resulting from your use of the Website or violation of these Terms.


10. Governing Law

These Terms are governed by the laws of the Commonwealth of Massachusetts, USA.


11. Changes to Terms

We may update these Terms from time to time. Updates will be posted here with a revised “Effective Date.”


12. Contact Information

If you have any questions regarding these Terms, contact us at:

Ann Marie Walts Marketing
2301 Westfield Street
West Springfield, MA 01089
Phone: 413-300-2076
Email: info@annmariewaltsmarketingagency.com

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